كشف البنك المركزي عبر موقعه الإلكتروني عن ارتفاع مخصصات البنوك لتسجل 504.897 مليار جنيه بنهاية سبتمبر 2024 مقابل 346.922 مليار جنيه بنهاية ديسمبر 2023 بمعدل زيادة بلغ 157.975 مليار جنيه وبنسبة نمو 45.5%.
وتعد المخصصات أحد أهم الأساليب التى تخصص البنوك عبرها جزءًا من أرباحها تحسبًا لأى تعثر فى تحصيل القروض جراء المخاطر المختلفة،ودائمًا ما تتجه البنوك، أوقات الأزمات، إلى تكوين مخصصات احترازية وفقًا لتقديرات المخاطر المختلفة مثلما حدث خلال فترة انتشار فيروس كورونا والأزمات الاقتصادية الأخيرة التى ألقت بظلالها على العديد من القطاعات الاقتصادية.
وأظهرت النشرة الإحصائية للبنك المركزي المصري، ارتفاع احتياطيات البنوك إلى 867.121 مليار جنيه بنهاية سبتمبر الماضي، مقابل 476.4 مليار جنيه بنهاية العام الماضي.
ارتفعت أصول القطاع المصرفي إلى 21.187 تريليون جنيه بنهاية سبتمبر 2024، مقابل 14.2 تريليون جنيه بنهاية ديسمبر 2023، بزيادة 6.987 تريليون جنيه .
9 التعليقات
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